Kansas Auto Insurance

Kansas is a “No Fault” state. That means that every driver is required to purchase Personal Injury Protection, PIP, in which the driver’s or policy holder’s (“first party”) insurance company covers non-catastrophic injury-related expenses and associated costs as a result of an accident regardless who is “at fault.” This insures that every motorist will receive immediate medical attention. Also, this limits a driver from suing or being sued for damages as a result of an accident in most cases. However, based on the severity of the accident/injury or monetary amount, if you are at fault you may be subject to a lawsuit for damages. More info on no fault insurance.

Required Coverage Minimum—25/50/10. $25,000 for injury liability for one person in an accident, $50,000 for all injuries in any one accident, and $10,000 for property damage in an accident.

Mandatory Kansas Auto Insurance Coverage - PIP (No Fault) policy, Property Damage Liability policy, Bodily Injury Liability policy, Uninsured Motorist policy

Proof of Kansas Auto Insurance is required if you are registered in the state of Kansas. You must have the auto insurance id card with you at all times when operating a motor vehicle in Kansas.

Penalty for Failure to Comply - $100 fine

Non-Seatbelt Use
You can not be pulled over for non-seat belt use, $10 penalty for all seats not in compliance if pulled over for another infraction. Your Kansas auto insurance policy rate may increase if you are fined for non-seatbelt use.

Service in the following areas; Carlyle, Cottage Grove, Deer Creek, Elm, Elsmore, Geneva, Humboldt, Iola, La Harpe, Marmaton, Osage, Salem, Garnett, Indian Creek, Jackson, Liberty, Lone Elm, Monroe, North Rich, Ozark, Putnam, Reeder, Rich, Walker, Welda, Westphalia, Atchison, Benton, Logan, Grasshopper, Kapioma, Lancaster, Mount Pleasant, Shannon, Aetna, Deerhead, Eagle, Elm Mills, Elwood, Hazelton, Kiowa, Lake City, McAdoo, Medicine Lodge, Mingona, Moore, Nippawalla, Ridge, Sharon, Sun City, Turkey Creek, Valley, Albion, Beaver, Buffalo, Cheyenne, Clarence, Cleveland, Comanche, Ellinwood, Great Bend, Great Bend, Hoisington, Independent, Lakin, Logan, North Homestead, Pawnee Rock, South Bend, South Homestead, Wheatland, Drywood, Fort Scott, Franklin, Freedom, Marion, Marmaton, Mill Creek, Osage, Pawnee, Scott, Timberhill, Walnut, Hamlin, Hiawatha, Hiawatha, Horton, Irving, Mission, Morrill, Padonia, Powhattan, Robinson, Sabetha, Augusta, Augusta, Benton, Bloomington, Bruno, Chelsea, Clay, Clifford, Douglass, El Dorado, El Dorado, Fairmount, Fairview, Glencoe, Hickory, Lincoln, Little Walnut, Milton, Murdock, Pleasant, Plum Grove, Prospect, Richland, Rosalia, Spring, Sycamore, Towanda, Walnut, Bazaar, Cedar, Cottonwood, Diamond Creek, Falls, Homestead, Matfield, Strong, Toledo, Belleville, Caneyville, Center, Harrison, Hendricks, Jefferson, Lafayette, Little Caney, Salt Creek, Sedan, Summit, Baxter Springs, Cherokee, Columbus, Crawford, Galena, Garden, Lola, Lowell, Lyon, Mineral, Neosho, Pleasant View, Ross, Salamanca, Scammon, Shawnee, Sheridan, Spring Valley, Weir, Benkelman, Bird City, Calhoun, Cleveland Run, Jaqua, Orlando, Wano, Appleton, Englewood, Lexington, Sitka, Athelstane, Blaine, Bloom, Chapman, Clay Center, Clay Center, Exeter, Five Creeks, Garfield, Gill, Goshen, Hayes, Highland, Mulberry, Oakland, Republican, Arion, Aurora, Buffalo, Colfax, Concordia, Elk, Lawrence, Lyon, Meredith, Nelson, Oakland, Shirley, Sibley, Solomon, Starr, Summit, Avon, Burlington, Burlington, Hampden, Key West, Le Roy, Neosho, Ottumwa, Pleasant, Pottawatomie, Spring Creek, Star, Avilla, Coldwater, Powell, Protection, Arkansas City, Beaver, Bolton, Cedar, Creswell, Dexter, Grant, Harvey, Liberty, Maple, Ninnescah, Omnia, Otter, Pleasant Valley, Richland, Salem, Sheridan, Silver Creek, Silverdale, Spring Creek, Tisdale, Vernon, Walnut, Windsor, Winfield, Baker, Crawford, Frontenac, Girard, Mulberry, Osage, Pittsburg, Sheridan, Allison, Altory, Bassettville, Beaver, Cook, Custer, Dresden, Finley, Garfield, Harlan, Jennings, Lyon, Oberlin, Oberlin, Olive, Pleasant Valley, Prairie Dog, Roosevelt, Sappa, Summit, Abilene, Banner, Buckeye, Cheever, Flora, Fragrant Hill, Garfield, Hayes, Herington, Holland, Hope, Jefferson, Lincoln, Lyon, Newbern, Noble, Ridge, Rinehart, Wheatland, Willowdale, Burr Oak, Center, Independence, Iowa, Marion, Wayne, Wolf River, Clinton, Eudora, Kanwaka, Lawrence, Lecompton, Marion, Palmyra, Wakarusa, Willow Springs, Belpre, Franklin, Jackson, Kinsley, North Brown, South Brown, Trenton, Wayne, Elk Falls, Greenfield, Howard, Longton, Oak Valley, Painterhood, Paw Paw, Union Center, Wildcat, Big Creek, Buckeye, Catherine, Ellis, Ellis, Freedom, Hays, Herzog, Lookout, Victoria, Wheatland, Ash Creek, Black Wolf, Carneiro, Clear Creek, Columbia, Ellsworth, Ellsworth, Empire, Garfield, Green Garden, Langley, Mulberry, Noble, Palacky, Thomas, Trivoli, Valley, Wilson, Garden City, Garden City, Garfield, Ivanhoe, Pierceville, Pleasant Valley, Sherlock, Terry, Bloom, Bucklin, Concord, Dodge, Dodge City, Enterprise, Fairview, Ford, Grandview, Richland, Royal, Sodville, Spearville, Wheatland, Wilburn, Appanoose, Centropolis, Cutler, Franklin, Greenwood, Harrison, Hayes, Homewood, Ohio, Ottawa, Ottawa, Peoria, Pomona, Pottawatomie, Richmond, Williamsburg, Blakely, Jackson, Jefferson, Junction City, Liberty, Lyon, Milford, Smoky Hill, Wingfield, Baker, Gaeland, Gove, Grainfield, Grinnell, Jerome, Larrabee, Lewis, Payne, Allodium, Bryant, Gettysburg, Graham, Happy, Hill City, Indiana, Millbrook, Morlan, Nicodemus, Pioneer, Solomon, Wildhorse, Lincoln, Sullivan, Cimarron, Copeland, East Hess, Foote, Ingalls, Montezuma, Colony, Harrison, Tribune, Bachelor, Fall River, Janesville, Lane, Madison, Otter Creek, Pleasant Grove, Quincy, Salem, Salt Springs, Shell Rock, South Salem, Spring Creek, Twin Grove, Bear Creek, Coolidge, Kendall, Lamont, Liberty, Medway, Richland, Syracuse, Anthony, Harper, Alta, Burrton, Darlington, Emma, Garden, Halstead, Halstead, Highland, Lake, Lakin, Macon, Newton, Newton, Pleasant, Richland, Sedgwick, Walton, Dudley, Haskell, Lockport, Benton, Center, Hallet, Marena, North Roscoe, Sawlog, South Roscoe, Sterling, Valley, Adrian, Banner, Cedar, Douglas, Franklin, Garfield, Holton, Jefferson, Lincoln, Netawaka, Soldier, Straight Creek, Whiting, Delaware, Fairview, Jefferson, Kaw, Kentucky, Norton, Oskaloosa, Ozawkie, Rural, Sarcoxie, Allen, Athens, Browns Creek, Buffalo, Burr Oak, Calvin, Center, Erving, Esbon, Harrison, Highland, Holmwood, Ionia, Jackson, Limestone, Montana, Odessa, Prairie, Richland, Sinclair, Vicksburg, White Mound, Aubry, Bonner Springs, Countryside, De Soto, Edgerton, Fairway, Gardner, Gardner, Lake Quivira, Leawood, Lenexa, Lexington, McCamish, Merriam, Mission, Mission Hills, Mission Woods, Monticello, Olathe, Olathe, Overland Park, Oxford, Prairie Village, Roeland Park, Shawnee, Shawnee, Spring Hill, Spring Hill, Westwood, Westwood Hills, Deerfield, East Hibbard, Hartland, Kendall, Lakin, Southside, West Hibbard, Allen, Belmont, Bennett, Canton, Chikaskia, Dale, Dresden, Eagle, Evan, Galesburg, Hoosier, Kingman, Kingman, Eureka, Ninnescah, Peters, Richland, Rochester, Rural, Valley, Vinita, White, Kiowa Rural, Canada, Chetopa, Elm Grove, Hackberry, Howard, Labette, Montana, Mound Valley, Mount Pleasant, Neosho, North, Osage, Oswego, Oswego, Parsons, Richland, Walton, Alamota, Cheyenne, Dighton, White Rock, Wilson, Alexandria, Delaware, Easton, Fairmount, High Prairie, Kickapoo, Lansing, Leavenworth, Reno, Stranger, Tonganoxie, Battle Creek, Beaver, Cedron, Colorado, Elkhorn, Franklin, Golden Belt, Hanover, Highland, Indiana, Logan, Madison, Marion, Orange, Pleasant, Salt Creek, Scott, Valley, Vesper, Blue Mound, Centerville, Lincoln, Mound City, Paris, Potosi, Scott, Sheridan, Stanton, Valley, Augustine, Elkader, Lees, Logansport, McAllaster, Monument, Oakley, Paxton, Russell Springs, Western, Winona, Agnes City, Americus, Elmendaro, Emporia, Fremont, Ivy, Jackson, Pike, Reading, Waterloo, Battle Hill, Bonaville, Canton, Castle, Delmore, Empire, Groveland, Gypsum Creek, Harper, Hayes, Jackson, King City, Lindsborg, Little Valley, Lone Tree, McPherson, McPherson, Marquette, Meridian, Mound, New Gottland, Smoky Hill, South Sharps Creek, Spring Valley, Superior, Turkey Creek, Blaine, Catlin, Centre, Clark, Clear Creek, Colfax, Doyle, Durham Park, East Branch, Fairplay, Florence, Gale, Hillsboro, Lehigh, Logan, Lost Springs, Marion, Menno, Milton, Moore, Peabody, Risley, Summit, West Branch, Wilson, Balderson, Bigelow, Blue Rapids, Blue Rapids City, Center, Clear Fork, Cleveland, Cottage Hill, Elm Creek, Franklin, Guittard, Herkimer, Lincoln, Logan, Marysville, Marysville, Murray, Noble, Oketo, Richland, Rock, St Bridget, Vermillion, Walnut, Waterville, Wells, Cimarron, Crooked Creek, Fowler, Logan, Meade Center, Mertilla, Odee, Sand Creek, West Plains, Louisburg, Marysville, Miami, Middle Creek, Mound, Osage, Osawatomie, Osawatomie, Paola, Paola, Richland, Spring Hill, Stanton, Sugar Creek, Ten Mile, Valley, Wea, Asherville, Beloit, Beloit, Bloomfield, Blue Hill, Carr Creek, Cawker, Center, Custer, Glen Elder, Hayes, Lulu, Pittsburg, Plum Creek, Round Springs, Salt Creek, Solomon Rapids, Turkey Creek, Walnut Creek, Caney, Caney, Cherokee, Cherry, Cherryvale, Coffeyville, Drum Creek, Fawn Creek, Independence, Independence, Louisburg, Parker, Rutland, Sycamore, West Cherry, Council Grove, Herington, Highland, Overland, Cimarron, Jones, Richfield, Rolla, Taloga, Westola, Adams, Berwick, Capioma, Center, Clear Creek, Gilman, Granada, Harrison, Home, Illinois, Marion, Mitchell, Nemaha, Neuchatel, Red Vermillion, Reilly, Richmond, Rock Creek, Sabetha, Seneca, Wetmore, Big Creek, Canville, Centerville, Chanute, Chetopa, Erie, Ladore, Lincoln, Mission, Shiloh, Tioga, Walnut Grove, Bazine, Eden, Forrester, Franklin, Highpoint, Johnson, Nevada, Ohio, Waring, Almena-District , Center-District , Harrison-District , Highland-District , Norton, Solomon-District , Agency, Arvonia, Barclay, Burlingame, Dragoon, Elk, Fairfax, Junction, Melvern, Olivet, Osage City, Ridgeway, Scranton, Superior, Valley Brook, Bethany, Bloom, Corinth, Covert, Delhi, Hancock, Hawkeye, Independence, Jackson, Kill Creek, Lawrence, Walnut, Mount Ayr, Natoma, Osborne, Penn, Ross, Round Mound, Sumner, Tilden, Valley, Victor, Winfield, Bennington, Blaine, Buckeye, Chapman, Concord, Culver, Durham, Fountain, Garfield, Henry, Minneapolis, Morton, Ottawa, Richland, Sheridan, Stanton, Ash Valley, Browns Grove, Conkling, Garfield, Keysville, Larned, Larned, Morton, Orange, Pawnee, Pleasant Grove, Pleasant Ridge, Pleasant Valley, River, Santa Fe, Sawmill, Shiley, Valley Center, Arcade, Beaver, Belmont, Bow Creek, Crystal, Dayton, Deer Creek, Freedom, Glenwood, Granite, Greenwood, Kirwin, Long Island, Mound, Phillipsburg, Phillipsburg, Plainview, Plum, Prairie View, Rushville, Solomon, Sumner, Towanda, Valley, Walnut, Belvue, Blue, Blue Valley, Clear Creek, Emmett, Green, Lincoln, Lone Tree, Louisville, Manhattan, Mill Creek, Pottawatomie, St Clere, St George, St Marys, Shannon, Spring Creek, Vienna, Wamego, Pratt, Achilles, Atwood, Driftwood, Herl, Jefferson, Ludell, Mirage, Rocewood, Albion, Arlington, Bell, Castleton, Center, Clay, Enterprise, Grove, Haven, Hayes, Huntsville, Hutchinson, Langdon, Lincoln, Little River, Loda, Medford, Medora, Miami, Nickerson, Ninnescah, Plevna, Reno, Roscoe, Salt Creek, Sumner, Sylvia, Troy, Valley, Walnut, Westminster, Yoder, Albion, Beaver, Belleville, Belleville, Big Bend, Courtland, Elk Creek, Farmington, Freedom, Jefferson, Norway, Richland, Rose Creek, Scandia, Washington, White Rock, Atlanta, Bell, East Washington, Farmer, Galt, Harrison, Lyons, Mitchell, Odessa, Pioneer, Raymond, Rockville, Sterling, Valley, Victoria, West Washington, Wilson, Ashland, Bala, Center, Fancy Creek, Jackson, Madison, Manhattan, Manhattan, May Day, Ogden, Swede Creek, Wildcat, Zeandale, Alexander-Belle Prairie, Banner, Big Timber, Garfield, Hampton-Fairview, Illinois, La Crosse-Brookdale, Lone Star, Pioneer, Pleasantdale, Big Creek, Center, Fairfield, Luray, Paradise, Plymouth, Russell, Russell, Waldo, Winterset, Cambria, Dayton, Elm Creek, Falun, Glendale, Greeley, Gypsum, Liberty, Ohio, Pleasant Valley, Salina, Smoky Hill, Smoky View, Smolan, Solomon, Spring Creek, Walnut, Beaver, Isbel, Keystone, Lake, Michigan, Scott, Scott City, Valley, Afton, Attica, Bel Aire, Delano, Eagle, Erie, Garden Plain, Grand River, Greeley, Gypsum, Illinois, Kechi, Minneha, Morton, Ninnescah, Ohio, Park, Payne, Riverside, Rockford, Salem, Sherman, Valley Center, Viola, Waco, Wichita, Fargo, Liberal, Liberal, Seward, Auburn, Dover, Grove, Menoken, Mission, Monmouth, Rossville, Silver Lake, Soldier, Tecumseh, Topeka, Topeka, Williamsport, Adell, Bloomfield, Bowcreek, East Saline, Kenneth, Parnell, Prairie Dog, Sheridan, Solomon, Springbrook, Valley, West Saline, Goodland, Iowa, Itasca, Lincoln, Llanos, McPherson, Shermanville, Smoky, Stateline, Union, Voltaire, Banner, Beaver, Blaine, Cedar, Cora, Crystal Plains, Dor, Garfield, German, Harlan, Harvey, Houston, Lane, Logan, Martin, Oak, Pawnee, Pleasant, Swan, Valley, Webster, White Rock, Albano, Byron, Clear Creek, Cleveland, Douglas, East Cooper, Farmington, Hayes, North Seward, Ohio, Putnam, Richland, Rose Valley, St John, South Seward, Stafford, West Cooper, York, Big Bow, Manter, Stanton, Banner, Harmony, Moscow, Voorhees, West Center, Avon, Belle Plaine, Bluff, Caldwell, Caldwell, Chikaskia, Conway, Creek, Dixon, Downs, Eden, Falls, Gore, Greene, Guelph, Harmon, Illinois, Jackson, London, Morris, Osborne, Oxford, Palestine, Ryan, Seventy-Six, South Haven, Springdale, Sumner, Valverde, Walton, Wellington, Wellington, Barrett, Colby, East Hale, Kingery, Lacey, Menlo, Morgan, North Randall, Rovohl, Smith, South Randall, Summers, Wendell, West Hale, Collyer, Franklin, Glencoe, Ogallah, Riverside, WaKeeney, Wilcox, Alma, Farmer, Garfield, Kaw, Maple Hill, Mill Creek, Mission Creek, Newbury, Plumb, Wabaunsee, Wilmington, Harrison, Sharon Springs, Wallace, Weskan, Barnes, Brantford, Charleston, Clifton, Coleman, Farmington, Franklin, Greenleaf, Haddam, Hanover, Highland, Independence, Kimeo, Lincoln, Linn, Little Blue, Logan, Lowe, Mill Creek, Sheridan, Strawberry, Leoti, Cedar, Chetopa, Clifton, Colfax, Duck Creek, Fall River, Fredonia, Guilford, Neodesha, Neodesha, Newark, Pleasant Valley, Prairie, Talleyrand, Verdigris, Webster, Neosho Falls, North, Perry, Toronto, Yates Center, Bonner Springs, Delaware, Kansas City, Lake Quivira

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